The risks facing assets valued at #保护你的资产 are complex and varied. Market risk is the most pressing, as fluctuations in the economic situation and intensified industry competition can significantly impact investment value. For example, in the stock market, the release of macroeconomic data and tense international political situations can trigger dramatic price swings. Once highly regarded technology stocks saw their prices plummet during adjustments in industry regulatory policies, leading to severe asset depreciation for many investors.
Credit risk is equally significant. In economic activities such as lending and business collaborations, the credit status of counterparties is crucial. If the other party defaults, funds may not be recoverable, accounts receivable can turn into bad debts, and personal loans to friends may vanish without a trace, all of which directly erodes assets.
Additionally, there is liquidity risk. When assets are difficult to quickly convert into cash, and funds are urgently needed, one may find themselves in a financial predicament. For instance, investing in real estate can lead to situations where properties remain unsold for extended periods during market downturns, making it hard to quickly close sales even at reduced prices, thus trapping funds.