1. 【Capital management > Get-rich-quick fantasies】

- Invest with spare money within 10% of your living expenses, refuse leverage!

- Remember: contracts are 'accelerators', but college students have small tanks; a single mistake could lead to a total shutdown. (I also lost a lot of principal due to improper operations, so I’m cautious now.)

2. 【Long-term holding > Short-term gambling】

- Prioritize mainstream coins like BTC/ETH, use dollar-cost averaging (DCA) to smooth out volatility (not advised to hold small-cap coins, learned from losses).

3. 【Learning is armor】

- Spend 1 hour a day researching: white papers, project ecosystems, team backgrounds (beware of anonymous teams!).

- Free resources: Binance Academy, don’t just scroll through Douyin!

4. 【Bear market grinding, bull market cashing out】

- Participate in exchange airdrop activities (like Binance Launchpool, OKX Cryptopedia) to earn coins at zero cost (this is my main strategy in university; airdrops are guaranteed projects, like Binance's TGE, Megarop, Launchpool, etc.).

- Beware: 90% of 'wealth code groups' are scams; rely on your own data research.

5. 【Mindset collapse prevention guide】

- Mute the 'get-rich-quick' noise; when making a profit, ask yourself: Is it luck or understanding? Don’t fantasize about your future just because you see someone online getting rich overnight; it’s hard to bear a small loss.

- Set a stop-loss line (e.g., exit if losing 20%) to avoid emotional trading.

🚨Ultimate advice

The crypto world is not an ATM, but a battlefield of cognition.

Your primary goal is not to make money, but to survive until the bull market after graduation!

#币圈新手 #大学生理财 #区块链生存法则