Core Value Proposition of Web3 Banking*
1. **Decentralized Financial Infrastructure**
- Eliminate centralized control of traditional banks, allowing users to fully control assets through private keys.
- Achieve automated services (lending, payment, wealth management) through smart contracts, reducing risks of human intervention.
2. **Global Borderless Services**
- Support a mixed system of cryptocurrencies and fiat currencies (such as stablecoins), breaking geographic limitations.
- 24/7 instant settlement, without relying on traditional banking working days.
3. **Composability and Openness**
- Integrate with DeFi protocols (such as Aave, Uniswap) to provide high-yield wealth management, cross-chain exchange, and other services.
- Allow developers to build third-party applications (such as payroll distribution, supply chain finance) based on bank APIs.
