Binance, the world’s leading cryptocurrency exchange, is rolling out LDUSDT, a new reward-bearing margin asset designed for futures traders who want to earn passive income without compromising trading flexibility. Following the successful launch of BFUSD, LDUSDT is Binance’s latest move to merge yield generation with margin liquidity — providing users with more ways to maximize their capital.
What Is LDUSDT?
LDUSDT allows users to convert their locked USDT from Binance Simple Earn’s USDT Flexible Product into a usable margin asset for futures trading. The innovation lies in its dual functionality — users can continue to earn rewards through the real-time APR while simultaneously using their funds as collateral for futures positions.
According to Binance, the current APR hovers around 1.5% and updates minute-by-minute, reflecting real-time market conditions.
Key Features of LDUSDT:
✅ Earn passive income via Binance Earn's real-time APR
✅ Trade futures using LDUSDT as a margin asset
✅ No need to redeem locked USDT to access trading liquidity
✅ APR will never go below zero
✅ Full flexibility to redeploy capital at any time
“Now users can swap their locked USDT to LDUSDT to use for futures trading and still continue to receive that APR,” said a Binance spokesperson.
LDUSDT vs BFUSD: What's the Difference?
While both LDUSDT and BFUSD are reward-bearing margin assets, their mechanics differ significantly.
BFUSD involves a more complex structure with delta-hedging strategies, funding fee income, and staking rewards.
LDUSDT, on the other hand, is directly tied to Simple Earn’s USDT Flexible Product, making it simpler for users to access and manage.
This makes LDUSDT ideal for users seeking a straightforward way to earn rewards and trade simultaneously, without engaging in complex financial strategies.
“LDUSDT removes the need for users to choose between earning passive rewards and having liquid trading margin — it offers both in one,” the spokesperson clarified.
Capital Efficiency Meets User Flexibility
Jeff Li, VP of Product at Binance, highlighted the broader vision behind LDUSDT’s launch:
“LDUSDT increases capital efficiency for users and lets users put their assets to work as both a reward-earning and liquid trading margin asset, all while retaining flexibility to redeploy their capital at any time.”
This dual-purpose design reflects Binance’s ongoing commitment to building tools that cater to both active traders and passive income seekers.
When Will LDUSDT Be Available?
Binance confirmed that LDUSDT will go live “as soon as possible this month.” With the product launch imminent, traders and investors alike should prepare to integrate LDUSDT into their portfolios for enhanced capital efficiency.
Why It Matters: A New Era of Trading and Earning
With over 10 million active Earn users and a user base surpassing 250 million globally, Binance continues to push the envelope in crypto innovation. Products like LDUSDT bridge the gap between DeFi-like yield strategies and institutional-grade trading tools, offering retail users a smarter way to grow their wealth.
Final Thoughts: Should You Use LDUSDT?
If you're already participating in Binance Simple Earn or actively trading crypto futures, LDUSDT offers a seamless fusion of both worlds. It’s a compelling option for users who want their idle funds to stay productive, without having to give up access to high-leverage trading opportunities.
✅ Ready to Put Your Locked USDT to Work?
Convert to LDUSDT today and start trading futures while earning rewards — all on one of the most powerful crypto platforms in the world.