CoinPhoton
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Standard Chartered Predicts Over 500% Surge in XRP by 2028
On April 8, Standard Chartered released a report predicting XRP could reach $12.5 by 2028, a rise of over 500% from current levels.
XRP may surpass Ethereum to become the second-largest crypto by market cap after Bitcoin, driven by expansion in payment and tokenization use cases.
Key drivers: regulatory clarity, institutional adoption, growing utility, and expected approval of a spot XRP ETF in Q3 2025 with $4–8B inflow.
XRP aligns with one of the fastest-growing crypto sectors: cross-border payments, alongside stablecoins.
Ripple is also expanding into tokenized U.S. Treasuries and launching its stablecoin RLUSD.
Price forecasts:
End of 2025: $5.50
2026: $8.00
2028: $12.50
Forecast assumes Bitcoin hitting $500K. XRP expected to perform well despite higher inflation.
Limitations: Smaller developer ecosystem and low-fee model—but offset by strong growth catalysts.
On the same day, a 2x leveraged XRP futures ETF (XXRP) was launched in the U.S., increasing anticipation for a spot ETF.
On April 8, Standard Chartered released a report predicting XRP could reach $12.5 by 2028, a rise of over 500% from current levels.
XRP may surpass Ethereum to become the second-largest crypto by market cap after Bitcoin, driven by expansion in payment and tokenization use cases.
Key drivers: regulatory clarity, institutional adoption, growing utility, and expected approval of a spot XRP ETF in Q3 2025 with $4–8B inflow.
XRP aligns with one of the fastest-growing crypto sectors: cross-border payments, alongside stablecoins.
Ripple is also expanding into tokenized U.S. Treasuries and launching its stablecoin RLUSD.
Price forecasts:
End of 2025: $5.50
2026: $8.00
2028: $12.50
Forecast assumes Bitcoin hitting $500K. XRP expected to perform well despite higher inflation.
Limitations: Smaller developer ecosystem and low-fee model—but offset by strong growth catalysts.
On the same day, a 2x leveraged XRP futures ETF (XXRP) was launched in the U.S., increasing anticipation for a spot ETF.
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.