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Web3 banking has indeed grasped the pulse of the future. The efficiency improvements brought by blockchain and smart contracts are tangible, for example, cross-border payments have been shortened from several days to a few seconds, and costs have dropped from several percentage points to almost negligible; once this experience becomes widespread, users will find it hard to turn back. DeFi has proven the feasibility of decentralized finance, with platforms like Aave and Compound allowing users to borrow and lend directly without going through bank approval, which is revolutionary for small loans or for people in areas without banking services. Not to mention the rise of digital assets, cryptocurrencies, NFTs, and even the future tokenized real-world assets (RWA), all of which are inherently suitable for the Web3 banking ecosystem #Vaulta