In the current market environment full of uncertainties, diversified asset allocation has become one of the core strategies for risk management. Whether it is the volatility of traditional financial markets or the drastic fluctuations of the cryptocurrency market, single asset exposure can pose significant risks. By reasonably allocating among stocks, bonds, commodities, Bitcoin, stablecoins, and emerging DeFi assets, overall portfolio volatility can be effectively reduced, while enhancing the ability to withstand risks in different market cycles. Diversification is not only a tool for capital protection but also an important way to achieve stable returns.