#分散资产 #分散资产

Avoid "putting all your eggs in one basket" by diversifying allocations to reduce non-systematic risk (the risk associated with specific assets or industries).

Do not pursue extremely high returns while ignoring potential losses; reasonably accept market fluctuations.

Diversification across asset classes

Stocks: growth stocks, value stocks, large-cap stocks, small-cap stocks, etc.

Bonds: government bonds, corporate bonds, high-yield bonds, inflation-protected securities (TIPS), etc.

Alternative assets: gold, commodities (crude oil, copper), real estate (REITs), private equity, hedge funds, etc.

Cash and cash equivalents: maintain emergency liquidity to seize opportunities for additional purchases during market downturns.