#分散资产

Currently, with the Federal Reserve raising interest rates and high inflation, diversifying assets should focus on risk resistance and flexibility: 1. Increase allocation to anti-inflation assets: Gold, commodities, and short-term bonds to hedge against rising interest rates; 2. Cross-market layout: Balance allocation of U.S. stocks, European stocks, and emerging markets to avoid single risks; 3. Dynamic rebalancing: Shorten bond duration, focus on resilient sectors like energy and essential consumption, and keep cash to capture low opportunities; 4. Core-satellite strategy: 70% stable assets (government bonds, broad-based indices) + 30% satellite assets (sector rotation, alternative investments). Avoid excessive diversification, balance long-term holding with flexible adjustments, and balance volatility with returns.