#分散资产 I. Risk Diversification: Resisting Single Asset Volatility

The cryptocurrency market is known for its high volatility, with the short-term price fluctuations of a single asset (such as Bitcoin or Ethereum) potentially exceeding 30%. By diversifying investments:

Reduce Unsystematic Risk: Allocating funds to different cryptocurrencies with lower correlation (such as Bitcoin, stablecoins, and emerging DeFi tokens) can avoid substantial losses caused by project technical failures, regulatory crackdowns, or market manipulation.

Cross-Cycle Balancing of Returns: Major coins (such as BTC and ETH) tend to be more resilient during bear markets, while altcoins often experience higher gains during bull markets; diversified allocation can capture return opportunities in different market phases.

Case Validation: During the price correction of Bitcoin in 2025, investors with diversified allocations in RWA tokenized assets (such as the Blackstone BUIDL Fund) were still able to achieve a 5% annualized stable return.