$USDC 🔥 What you need to know about the STABLE Act 2025

Significant changes are expected for stablecoins — here’s a brief overview of the STABLE Act 2025 (backed by Republicans, aligned with Trump):

📌 Key changes:

❌ No more interest on stablecoins — they are intended for payments, not passive income.

🏦 Only banks and licensed firms can issue them — smaller crypto startups may be excluded.

💵 Must be 100% backed by cash or U.S. government bonds (1:1 reserves).

🚫 Algorithmic stablecoins are banned for 2 years (sorry, UST fans).

📉 Not regarded as securities — stablecoins will not be regulated as stocks or bonds.

🤔 What should you do?

Stick to liquid, well-supported stablecoins like $USDT or $USDC to avoid risks. Smaller or unregulated stablecoins may face issues if this bill passes.

🗳️ Reminder: This bill has not yet become law — and the Democrats have their own version (GENIUS Act). The situation may still change.

#Stablecoins #stable2025act #GENIUSAct