🔥 What You Need to Know About the STABLE 2025 Act
Big moves are coming for stablecoins — here's a quick breakdown of the STABLE 2025 Act (Republican-backed, Trump-aligned):
📌 Key Changes:
❌ No more interest on stablecoins — they're for payments, not passive income.
🏦 Only banks & licensed firms can issue them — smaller crypto startups could be left out.
💵 Must be 100% backed by cash or U.S. government bonds (1:1 reserves).
🚫 Algorithmic stablecoins banned for 2 years (sorry, UST fans).
📉 Not considered securities — stablecoins won’t be regulated like stocks or bonds.
🤔 What Should You Do?
Stick with liquid, well-supported stablecoins like $USDT or $USDC to avoid risks. Smaller or unregulated stablecoins could face issues if this bill passes.
🗳️ Reminder: This bill isn’t law yet — and the Democrats have their own version (GENIUS Act). Things could still change.