its still to early for crypto. as you see it is in phase of public adoption . here is the guide for new users .
how to manage your funds :
100% of investment money distribution
invest 50% in btc
invest 40% in strong alts ( $BNB , $XRP , $DOGE , ) and more ..
invest in potential projects which can be a risk to lose assets ( $CAKE , $Trump ...)
so belive me , in like 10 years your investing will pay off.