Recently, many clients have asked me how to withdraw USDT without freezing cards or breaking the law? Here’s the complete explanation!

Written in advance:
The essence of a frozen card is not that you 'broke the law,' but that you 'got involved with dirty money.' This article does not discuss theory, only practical solutions to protect your bank card.

1. Why is your card frozen?

The core reason is simple: the money you received is 'involved in a case' (such as fraud proceeds, gambling flows, embezzled dirty money).

  • Bank risk control ≠ judicial freeze:

    • The bank prompts 'transaction abnormal' and suspends non-counter transactions (automatically released after 3 days) - this is the bank's fear of responsibility.

    • Judicial freeze (starts from six months) - indicates that the money you received has already been filed by the police.

  • Key details:
    Many frozen cards are 'delayed triggers'. For instance, you receive money today, but the card is frozen two weeks later because the victim filed a report and the police started an investigation, turning the money into 'dirty money.'

2. Are the funds of the currency merchant clean?

The truth:
There is no absolutely clean merchant funds, only 'funds filtered through N hands' (to reduce the probability of involvement in a case).

  • Black market money laundering logic:
    Fraud/gambling groups use 'purchased exchange accounts' to convert dirty money into U, and then sell it to retail investors (you) through currency merchants, with your bank card being the final link.

  • Profit points for currency merchants:

    • Normal currency merchants earn 0.01-0.03 yuan/U price difference.

    • Dirty money merchants dare to earn 3 yuan/U (because they don’t need to filter funds, they directly give you first-hand dirty money).

3. How to choose a currency merchant? Remember these 4 points.

The goal is not 'absolute safety' (which does not exist), but 'not to touch first-hand dirty money.'

  1. Only recognize two major platforms:

    • Binance and OKEx (90% of other small platforms are created by gambling/fraud teams, merchants are not vetted).

    • Beware of high-priced 'U' collection platforms - judges may determine that you 'subjectively know' you are participating in money laundering.

  2. Merchant selection criteria:

    • Transaction volume over 10,000 orders, success rate over 95%.

    • Prioritize selecting 'Shield' label.

  3. Must transfer with real-name verification:

    • If the other party says 'card limit switch to family members' or 'transfer in multiple different cards' - immediately terminate the transaction! (90% is first-hand dirty money)

    • The payer's name must match the platform's real-name registration.

  4. Tips for large withdrawals:

    • Complete the withdrawal in one go, do not split into multiple transactions with different merchants (this increases the risk of encountering issues).

    • Accept prices that are 0.1-0.2 yuan lower than the market price (filtering funds has a cost, and lower prices are more stable).

4. What to do after receiving money?

Core principle: Do not make unnecessary moves.

  • If the funds are clean: your transfers, consumption, and withdrawals are fine.

  • If the funds are involved in a case:

    • You immediately transfer the money out → you may be deemed to 'conceal or disguise criminal proceeds.'

    • You withdraw cash → still traceable transaction records.

  • The only suggestion:
    After withdrawal, wait 3 days before using it (wait until the bank's risk control period is over).

5. Information asymmetry and unwritten rules in the cryptocurrency circle.

  1. Merchant account lifespan:
    Many dirty money merchants use purchased real-name accounts, run for 3 months and then abscond (they abandon the account after the deposit is withdrawn).

  2. The loophole of 'guaranteed transactions':
    The platform only guarantees that you 'receive money', not whether the money 'is involved in a case.'

  3. The most dangerous money:
    Large transfers in the early morning/deep night, remittances from remote areas (like Yunnan, Guangxi border cards).

Final piece of advice:

Against the backdrop of card disconnection actions, the core of withdrawal is to reduce probability, not to eliminate risk.
Either accept low prices from large merchants, or use Hong Kong cards/cryptocurrency credit cards - there is no 'high and stable' option.

If you feel helpless, confused about transactions, or want to learn more about the cryptocurrency field and first-hand cutting-edge information, click on my profile and follow me, and you will no longer be lost in safe withdrawals!

#币安Alpha上新 #出金攻略