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My job is a 3D modeler with a net monthly salary of 16K. If I didn't dabble in contracts, I would be a very happy person. I became obsessed with cryptocurrency trading after hearing a friend's temptation, saying that if I invested 2,000 USD, I could steadily make 500 USD daily. After trying for a while, I found that I could indeed win, and with my own exploration, my ambition grew bigger. I wasn't satisfied with a small position, so I leveraged it all the way. The last time I increased my position, I ended up getting liquidated, losing 290,000. At that time, my hands were shaking so badly that I couldn't even hold my phone, thinking to myself, 'Why am I not dead yet? How did I ruin a good hand like this?'

Originally, I really didn't want to continue, but my self-control was really poor. In the end, I had savings of 290,000. I confessed to my parents about 400,000, which made me more and more troubled, feeling guilty towards my parents. So I just continued playing. After paying off those loans, I borrowed again. In the first half of 2021, I had no salary left, borrowed 500,000 from online loans, and was left with only 19,000. At that moment, I wanted to stop. My monthly salary, along with the remaining little funds, could completely accumulate over time to offset the online loans.

In 2021, I stopped trading cryptocurrency. In the second half of the year, including bonuses, I repaid about 100,000. After the New Year, a colleague in the work group shared some screenshots of money earned in his friend circle. I went to ask him if he had any good methods. After asking, it turned out to be online gambling, which was simpler than cryptocurrency trading. After getting the website, I became obsessed with 1-minute lottery games, which were much more thrilling than contract trading, making more money and losing faster. The first time I played, I won 2,000. That feeling of excitement was indescribable. I felt recovering my funds was not difficult. I thought to myself, 2,000 a day, 20,000 in ten days, 200,000 in a hundred days, and 700,000 in a year.

In 2022, during the first three months, it was a mix of wins and losses, mostly from midnight to 4 AM. I won 80,000 from an 8,000 principal, then lost 150,000 while having breakfast at a breakfast shop. When I got to the company, I borrowed 100,000 from a colleague, and later that night, I borrowed another 100,000 from relatives, all without reservation. My hands were shaking from losing, looking disheveled. The next day, I took a sick leave and lay in bed.

Feeling sleepy but can't fall asleep, feeling hungry but can't eat, thinking about dying but find it not worth it. Going home for the Dragon Boat Festival is a confession. My parents can only come up with 350,000, and this money is almost all they have. Although my parents scolded me fiercely, they still unhesitatingly took out the money for me.

As a result, it was just like last time; I went in again and took it out, converting it to cryptocurrency trading. I had 120,000, borrowed 100,000 from colleagues and 100,000 from relatives. At that time, I directly bought Ethereum because I felt it wouldn't continue to drop. I gambled all my money; who knew that after buying, it plummeted non-stop? My worst-case scenario was just being liquidated and losing everything. Although the outcome was the same, I didn't expect it to come so quickly, losing nearly 300,000 of funds and ending up with nothing.

I can't believe it; I feel like I'm about to die. Looking down from the 13th floor, I really have the impulse to jump. I haven't done anything with the tasks assigned by the company. For two consecutive days, I haven't eaten a bite because at that time, my online loan debt was over 500,000, with colleagues 100,000 and relatives 100,000. Since my relatives promised to pay it back, I still want to keep my word and not let my parents know, so I sold my car to pay back my relatives. I went back to living a life of repaying debts, using my monthly salary to turn over online loans, with some colleagues paying part back, and I kept this up until December 2023, reducing my 750,000 debt to 580,000.

Originally, my life was normal until I received a message from that lottery website, prompting me to claim over a thousand in bonuses. After logging in, I found over 800. Without thinking, I gambled it all. I had no hope, and in 3 minutes, I gambled 3 times, turning 800 into over 6,000. I carefully played from noon until 7 PM after work, not investing a penny but winning 20,000. I knew in my heart that this was a scam gambling game, but my brain wouldn't listen. After winning, I wanted to win more. After withdrawing this 20,000, before it even warmed up, I lost it all the next day. I borrowed 100,000 from a revolving loan, and from different relatives, I borrowed over 300,000. No matter if it was work or rest, night or day, I would win for three days and then lose it all in an hour. I could sometimes repay some money timely after winning, but a week or a month later, I would borrow money from relatives again. I was still in college groups, looking for those old friends, also borrowing about 50,000, just living off loans and gambling again.

Until last month, my cousin said these words in the family group. Honestly, I never thought she would regard money as so important, and even specifically mentioned my dad. Family affection in her eyes seems as fragile as paper; her remarks show a complete lack of quality. It’s not that I don’t want to pay back; every time I think of paying her back, I also need to repay other online loans. I thought my relatives were my last fortress, at least able to help me keep my secrets, but it turned out to be unrequited feelings.

After sending this message, I took a screenshot and left the group. I embarrassed my parents completely. From now on, there will be no more interactions between relatives. My dad tried to scrape together the 300,000 my relatives lent, and he was also disappointed in me. I've never seen him lose his temper from childhood to now. He told me on the phone to never come back again. After this, I blacklisted all those relatives, never to interact in this lifetime. Also, my girlfriend has been urging for marriage. Every time I promised her well, but because I lost money, I didn't want to go get the certificate. She also lost patience; it was either marriage or break up.

I want to get married, but it will hurt her. If I don't get married, she will break up with me. I’ve been gambling abstinent for two months. If it weren't for online loans, I would see her every month. I want to find a suitable time to meet her and talk. If she can accept that I will pay off my debts myself, then great. If she can't accept it, then I will pay in installments. I really don't want to be so passive, living so exhaustingly every day. I also want to say that I have the ability to pay it off; I just hope for a bit more time. If life could restart, I would definitely not dabble in cryptocurrency, nor would I engage in online gambling, and I advise everyone to stay away from these two things.