To date, there has been no official announcement regarding direct cooperation between Ripple (#xrp )$XRP and SWIFT. However, in February 2025, reports emerged that SWIFT is integrating XRP to modernize cross-border payments, which will enable faster and cheaper transactions for banks and their clients.
Previously, in April 2019, SWIFT and Ripple, along with other companies, established the International Association for Trusted Blockchain Applications (INATBA) to promote blockchain technology in the European Union. Although this did not mean direct integration of their systems, it demonstrated both organizations' commitment to innovation in the field of financial technology.
Thus, although the direct connection of XRP to the SWIFT system is not officially confirmed, there are signs of possible cooperation in the future. This could lead to significant changes in the field of international payments, making them faster and cheaper.