If you have little money to invest, it doesn't mean you can't build a solid portfolio. Here I present a diversified risk strategy for those looking for more accessible alternatives beyond classic cryptos.
There are many more opportunities beyond Bitcoin and Ethereum, and I have designed this portfolio with the aim of maximizing long-term.
Cryptocurrencies + explanation:
1. Stacks (STX) --> Generates $BTC without buying it directly.
+ I would acquire this crypto with a dual purpose: to generate BTC passively and sell STX at times of increase.
Strategy:
Simple earn flex --> Generate STX and have more liquidity to sell in case of an increase.
Simple earn block --> Generate BTC passively every 120 days (small amounts, but the idea is to keep adding more every 120 days).
👉Risk --> Medium, as its success depends on the adoption of BTC and the Stacks ecosystem.
2. Cardano ( $ADA ) --> It has a solid project and a growing ecosystem.
+ Its staking is quite efficient and has good development.
Strategy:
Hold and stake with the highest available APY, taking advantage of passive rewards. (Simple earn).
👉Risk --> Medium/low, as despite being a solid project, it has not had the expected growth so far.
3. Optimism (OP) --> Growth with the Superchain.
+ The development and implementation of the Superchain may attract a lot of attention due to its aim to improve Ethereum's scalability.
Strategy:
Long-term investment using staking with the best possible APY. (Simple earn)
👉Risk --> Medium, as its adoption depends on the growth of Ethereum and the acceptance of the Superchain.
4. Binance Coin ($BNB ) --> Benefits and stability in Binance.
+ The use within the Binance ecosystem with participation in Launchpools and Airdrops (Since having little capital, anything is welcome).
Strategy:
Keep BNB in launchpools, staking, or flexible savings and buy during low periods.
👉Risk --> Low, as BNB is one of the most stable cryptos and depends on Binance.
5. USD Coin (USDC) --> Security and opportunities.
+ It is an ideal stablecoin to secure value and participate in launchpools.
Strategy:
Keep part of the invested amount in staking with the highest possible APY, thus we will achieve liquidity for future opportunities.
👉Risk --> Low, as being a stablecoin, you will maintain your investment better, but it depends on regulations and the issuing company.
CONCLUSIONS / ADVICE:
Always choose the highest APY to maximize profits.
Remember that when executing 'Block' you will not be able to withdraw it until the agreed time is up; if you withdraw it, it will take a few days to make the return, and you will not receive profits.
Focus on generating passive income, take advantage of every opportunity you have at hand.
💥IMPORTANT NOTICE:
This portfolio has been prepared based on my own criteria and personal experience.
Each reader is responsible for analyzing the information and making their own investment decisions.
Before investing, always try to do thorough research on the projects.
