Holding USDT can be an interesting strategy depending on your goals. Here is a guide on the benefits, risks, and ways to enhance your earnings by holding USDT.
📌 What is holding USDT?
It means holding USDT (Tether) without selling, waiting for better opportunities to use it, whether to buy cryptocurrencies during drops or for protection against the depreciation of the real.
✅ Advantages of Holding USDT
1. Protection against the depreciation of the real
• If the dollar rises, USDT appreciates against the real.
• Example: If USDT rises from R$5.67 to R$6.00, your purchasing power increases.
2. Quick liquidity
• Unlike Bitcoin or other cryptos, you can easily convert USDT to reais without waiting for large price fluctuations.
3. Protection against extreme volatility
• If the crypto market falls, holding USDT prevents losses and allows you to buy cheaper assets in the future.
4. Passive interest
• Some platforms pay interest on stored USDT, generating extra earnings without needing to trade.
📈 How to increase profits by holding USDT?
1️⃣ Take advantage of the dollar's rise
• USDT follows the value of the dollar, so if the real depreciates, your USDT will be worth more.
• Example: You bought 100 USDT at R$5.50. If the dollar rises and USDT goes to R$6.00, your balance in reais increases from R$550 to R$600.
2️⃣ Passive income with USDT
• Staking and Lending: Some exchanges and DeFi platforms offer interest for those who keep USDT locked for a time.
• Examples of annual yields:
• Binance Earn: 3% to 6% per year
• AAVE/Compound: 2% to 8% per year
• CEXs like OKX, KuCoin, and Gate.io also pay interest.
3️⃣ Arbitrage (Take Advantage of Different Prices)
• If USDT is cheaper on one exchange and more expensive on another, you can buy it at the cheaper one and sell it at the more expensive one, profiting from the difference.
4️⃣ Waiting for the right moments to invest
• When Bitcoin or other cryptos drop, you can use your USDT to buy cheap and profit from future appreciation.
⚠️ Risks of Holding USDT
1. Regulation and risks of USDT itself
• Tether (USDT) has had issues with transparency and dollar reserves, so it's good to diversify among other stablecoins like USDC and BUSD.
2. Dollar inflation
• If the dollar loses value, the purchasing power of USDT also decreases.
3. Missed opportunity
• If the market rises significantly while you hold USDT, you may miss out on larger profit opportunities.
🎯 Strategy for Intelligent Holding
• Short term (1 to 6 months):
• Use USDT to wait for drops and buy cheaper cryptos.
• Medium term (6 months to 2 years):
• Take advantage of passive income on secure platforms.
• Long term (2+ years):
• It can be useful if you believe in a significant depreciation of the real against the dollar.
📌 Conclusion:
Holding USDT is a safe strategy to protect capital and benefit from the appreciation of the dollar, but to maximize profits, it is ideal to combine it with passive income, arbitrage, and strategic purchases during drops.
