1. The first principle of wealth is accumulation, not squandering. 2. The first principle of consumption is delay, not satisfaction. 3. The first principle of investment is risk control, not adventure. 4. The first principle of risk is management, not avoidance. 5. The first principle of networking is value, not quantity. 6. The first principle of resources is integration, not piling up. 7. The first principle of opportunity is insight, not luck. 8. The first principle of cooperation is mutual benefit, not dependence. 9. The first principle of competition is difference, not imitation. 10. The first principle of change is adaptation, not resistance. 11. The first principle of time is efficiency, not busyness. 12. The first principle of doing things is focus, not divergence. 13. The first principle of failure is review, not giving up. 14. The first principle of learning is practice, not theory.