The AI prediction for the price range of XRP depends on the resolution of the SEC case and the expansion of its adoption in global financial transactions, which hinges on several factors, including regulatory clarity, institutional demand, and digital market evolution. Let’s analyze this scenario logically:
Influencing factors
1. Resolving the case with the SEC:
If the case is resolved in favor of Ripple and it is confirmed that XRP is not a security, this will lift the indirect ban on its use in the United States, which may enhance investor and institutional confidence.
Historically, XRP has experienced significant spikes after positive news related to the case. For example, in July 2023, after a partial ruling in favor of Ripple, the price jumped nearly 70% in a single day (from $0.47 to $0.94).
2. Widespread adoption in financial transactions:
If XRP becomes a core component in cross-border payments (such as being used as a bridge currency in RippleNet), demand for it will rise significantly.
Ripple is already working with over 300 global financial institutions (such as Santander and Standard Chartered), and expanding these partnerships could drive demand to unprecedented levels.
3. Supply and demand:
The total supply of XRP is 100 billion units, with about 56 billion currently circulating (the rest in escrow). Increased demand with a fixed (or decreasing due to fee burns) supply will lead to a price increase.
To achieve a large market value, demand must exceed current levels by multiples.
4. The general market for cryptocurrencies:
If this scenario coincides with a bullish market, general optimism may amplify the impact of positive news.
Price forecast
Assuming the case is resolved in 2025 and global adoption accelerates in the following years:
1. Short term (2025-2026):
With immediate regulatory clarity, XRP could rise to the $5-$10 range, driven by investor confidence and its re-listing on major platforms like Coinbase. This aligns with the forecasts of some analysts (such as Edward Farina from XRP Healthcare) who see $10 as a realistic target after the case settlement.
For comparison, a rise of 220% from its current price (approximately $2.22 in March 2025) to $10 is not unlikely, especially after its rise of 480% in November-December 2024.
2. Medium term (2027-2030):
If XRP is widely adopted by banks and institutions as part of global financial transfers, it may reach $15-$27 by 2030. This aligns with the forecasts from platforms like Coinpedia, which see a range between $16.92 and $26.97 as Ripple continues to grow.
Achieving a market value between $1.5-$2.7 trillion (based on circulating supply) is not unlikely if XRP becomes the standard for payments.
3. Long term (2040 and beyond):
In a very optimistic scenario, where XRP becomes the dominant bridge currency globally (and perhaps integrated into Central Bank Digital Currencies - CBDCs), it could reach $50-$100 or more. But this requires a market value ranging from $5-$10 trillion, which is extremely ambitious compared to the current global market size (approximately $2.5 trillion for all cryptocurrencies).
Possible scenarios
• Conservative scenario: $5-$15 by 2030, with moderate adoption and gradual establishment in the market.
• Optimistic scenario: $20-$50 by 2030, if XRP becomes the backbone of global payments.
• Fantasy scenario: $100+ by 2040, but this requires radical changes in the global financial system and a reduction in supply through continuous burning.
Summary$XRP
In the event that the case is resolved and adoption expands, it is likely that the price of XRP will range between $10-$27 by 2030 as a realistic forecast, with the potential to reach higher levels in the long term if it dominates cross-border payments. However, these forecasts remain speculative and depend on the actual execution of partnerships, regulatory policies, and market dynamics. It is always advisable to conduct personal research before investing, as digital markets are inherently volatile.
