The price prediction $XRP in case its case with the U.S. Securities and Exchange Commission (SEC) is resolved and its adoption expands in global financial transactions depends on several factors, including regulatory clarity, institutional demand, and the evolution of the digital market. Let’s analyze this scenario logically:
Influencing factors
1. Resolution of the case with the SEC:
o If the case is resolved in favor of Ripple and it is confirmed that XRP is not a security, this will lift the indirect ban on its use in the United States, potentially boosting investor and institutional confidence.
o Historically, XRP has seen significant spikes after positive news related to the case. For example, in July 2023, after a partial ruling in favor of Ripple, the price jumped by nearly 70% in one day (from 0.47 dollars to 0.94 dollars).
2. Wide adoption in financial transactions:
o If XRP becomes a core component of cross-border payments (such as being used as a bridge currency in RippleNet), the demand for it will increase significantly.
o Ripple is already working with over 300 global financial institutions (such as Santander and Standard Chartered), and expanding these partnerships could drive demand to unprecedented levels.
3. Supply and demand:
o The total supply of XRP is 100 billion units, with about 56 billion currently circulating (the remainder in escrow). Increased demand with a fixed (or decreasing due to fee burns) supply will lead to a price increase.
o To reach a large market value, demand must exceed current levels by several times.
4. The general market for digital currencies:
o If this scenario coincides with a bull market, general optimism may amplify the impact of positive news.
Price predictions
Let's assume the case is resolved in 2025 and global adoption accelerates in the following years:
1. Short term (2025-2026):
o With immediate regulatory clarity, XRP could rise to a range of 5-10 dollars, driven by investor confidence and its re-listing on major platforms like Coinbase. This aligns with predictions from some analysts (like Edward Farina from XRP Healthcare) who see 10 dollars as a realistic target after the case is settled.
o For comparison, a rise of 220% from its current price (around 2.22 dollars in March 2025) to 10 dollars is not out of the question, especially after its rise of 480% in November-December 2024.
2. Medium term (2027-2030):
o If XRP is widely adopted by banks and institutions as part of global financial transfers, it may reach 15-27 dollars by 2030. This aligns with predictions from platforms like Coinpedia that see a range between 16.92 and 26.97 dollars as Ripple continues to grow.
o Achieving a market value between 1.5-2.7 trillion dollars (based on circulating supply) is not unlikely if XRP becomes the standard for payments.
3. Long term (2040 and beyond):
o In a highly optimistic scenario, where XRP becomes the dominant bridge currency globally (and perhaps integrated into Central Bank Digital Currencies - CBDCs), it may reach 50-100 dollars or more. But this requires a market value ranging from 5-10 trillion dollars, which is very ambitious compared to the current global market size (about 2.5 trillion dollars for all digital currencies).
Potential scenarios
• Conservative scenario: 5-15 dollars by 2030, with moderate adoption and gradual market establishment.
• Optimistic scenario: 20-50 dollars by 2030, if XRP becomes the backbone of global payments.
• Fantasy scenario: 100+ dollars by 2040, but this requires radical changes in the global financial system and a reduction in supply through continuous burning.
Summary
In the event of a resolution to the case and expanded adoption, it is likely that the price of XRP will range between 10-27 dollars by 2030 as a realistic forecast, with the potential to reach higher levels in the long term if it dominates cross-border payments. However, these predictions remain speculative and depend on the actual implementation of partnerships, regulatory policies, and market dynamics. It is always advisable to conduct personal research before investing, as digital markets are inherently volatile.
