$BTC CBDCs are digital versions of traditional paper fiat currencies backed by governments and issued to promote economic inclusion and broader access to financial services with tokenized payment efficiency. CBCDs improve monetary policy in global payment systems in lieu of the increase in tokenized electronic payments and the decline in the use of cash by providing accountability and stability. They mitigate the risk of financial instability arising from the creation of unregulated private electronic payment instruments, such as meme/altcoins, tokenized assets or stablecoins, and corruption