Factors Preventing USDC from Replacing USDT in the Short Term
Market Share and User Habits
USDT: As the earliest launched digital currency that has long held a significant share of the stablecoin market, it has formed deep usage habits and broad recognition among its user base. A large number of transactions, transfers, and other operations rely on USDT, and users need time and cost to switch to a new stablecoin.
Network Effects and Ecosystem Development
USDT: After years of development, a large and complex ecosystem has been built around USDT, involving numerous trading platforms, wallet service providers, blockchain projects, and more. The inter-cooperation and dependency among these ecosystem participants give USDT strong stability and stickiness within the existing ecosystem.
USDC: Although the ecosystem is also developing rapidly, breaking the existing pattern and establishing an equally strong and mature ecosystem will still require a long time and substantial resource investment.