Stop speculating with XRP, HBAR, XLM
Don't fall into distractions and short-term greed.
If you are a beginner investor, it won't help you to buy XRP at 2.30 USDT and sell it at 3-4-5.
That won't change your life unless you had a lot of money.
But let's be realistic, most of us don't invest millions.
The vision you should have is after paying your fixed expenses, whatever is left you will save and monitor when the price is competitive to invest.
Always keep a cool head.