$XRP

Ripple, a real-time gross settlement system, is also a currency and transfer exchange network open to global financial institutions, created by the American technology company 'Ripple Labs Inc.' It is also known as the Ripple (RTXP) protocol or Ripple protocol, which is based on a distributed open-source internet protocol that has consensus records and a native cryptocurrency called XRP (Ripple). The goal of the Ripple network is to enable 'secure, instant, almost free global financial transactions of any scale without chargebacks.' It supports fiat currencies, cryptocurrencies, assets, or other units of value based on a shared public database or ledger, allowing distributed payments, exchanges, and transfers using a consensus process.