$XRP XRP is a digital asset that uses XRP as its currency code. 

XRP is the native token of Ripple, a fintech company that focuses on improving international transaction settlement systems. 

Ripple has built a global payments network called RippleNet, which allows financial institutions to settle transactions in real time. 

RippleNet can facilitate exchanges between a variety of currencies, including Bitcoin and gold. 

Ripple charges users a small transaction fee in XRP to use the network. 

XRP is part of the Ripple Xpring ecosystem, which invests in projects and companies that could help use XRP outside of international transactions.