$XRP XRP is a digital asset and cryptocurrency created by Ripple Labs, primarily designed to facilitate fast, low-cost cross-border payments. It operates on the XRP Ledger, a decentralized blockchain-like network. XRP aims to address issues with traditional banking and payment systems by enabling near-instantaneous transactions and reducing transaction fees compared to other cryptocurrencies or traditional payment methods. It's widely used by financial institutions, payment providers, and remittance services for transferring value across borders.

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