Currently, XRP, the cryptocurrency from Ripple, has been gaining relevance in the financial market. After its inclusion in the strategic cryptocurrency reserve of the United States, its value experienced a significant appreciation. Additionally, institutional interest in the asset has increased, with discussions about the creation of exchange-traded funds (ETFs) based on XRP. Despite the regulatory challenges faced by Ripple in disputes with financial authorities, the adoption of the cryptocurrency has been growing globally. The technology behind XRP, focused on facilitating fast and low-cost transactions, continues to be an important differentiator for the asset, strengthening its position in the market.