To protect yourself from scams
### **Common Scams to Watch For**
1. **Chargeback/Fraudulent Payments**: Buyers reverse payments after receiving crypto (common with reversible methods like PayPal/Credit Cards).
2. **Fake Payment Proof**: Scammers send doctored screenshots/receipts claiming they paid.
3. **Bait-and-Switch**: Sudden changes to payment details (e.g., "Use my cousin’s account instead").
4. **Phishing**: Fake Binance emails or "support" asking for your credentials/OTP.
5. **Off-Platform Transactions**: Requests to move chats or payments outside Binance.
### **Preventive Measures**
1. **Verify Trader Reputation**:
- Check completion rate (95%+ is ideal).
- Look for high trade volume and positive reviews.
- Confirm they have a verified badge (e.g., “Merchant” tag).
2. **Use Binance Escrow**:
- Never release crypto until payment is **irreversibly** confirmed in your account.
- Avoid "closed network" payment methods (e.g., PayPal Friends & Family) that lack buyer protection.
3. **Secure Payment Methods**:
- Prefer bank transfers or local non-reversible options.
- Ensure the payer’s name matches their Binance profile name.
4. **Stay On-Platform**:
- Communicate only via Binance chat.
- Refuse requests to use WhatsApp/Telegram or external payment links.
5. **Double-Check Payments**:
- Log in to your bank/e-wallet to confirm funds are received.
- Ignore payment screenshots—scammers often fake them.
6. **Set Trade Limits**:
- Start with small trades for new partners.
- Use Binance’s "15-Minute Payment Window" to cancel suspicious trades.
### **If You’re Scammed**
1. **Do NOT Release Crypto**: If payment isn’t confirmed, pause and contact support.
2. **Report Immediately**:
- File a dispute via Binance chat with evidence (screenshots, bank statements).
- Alert Binance Support via the app or [[email protected]](mailto:[email protected]).
3. **Secure Your Account**:
- Change passwords/2FA if you shared sensitive data.
- Monitor accounts for unauthorized activity.
### **Safety Tips**
- **Enable 2FA**: Protect your Binance account with Google Authenticator.
- **Avoid Phishing**: Never share passwords, SMS codes, or OTPs.
- **Trust Your Instincts**: Cancel trades that feel suspicious, even if it delays profit.
- **Educate Yourself**: Regularly review Binance’s [P2P Safety Guide](https://www.binance.com/en/support/faq/p2p-trading-safety-tips-360038779351).
### **Binance P2P Safety Features**
- **Escrow System**: Crypto is held securely until payment is confirmed.
- **Appeal Process**: Binance mediates disputes with evidence.
- **User Verification**: Traders undergo KYC checks.
By staying vigilant and following these steps, you can minimize risks and trade safely on Binance P2P. 🛡️
*Always prioritize security over speed—scammers often rush you to act without thinking.*