Cardano and Ripple both allow participants to manage their money and transfer value, but the two blockchains feature some noteworthy differences in their approach. The Cardano network features smart contract functionality and support for a wide variety of decentralized apps, or dApps, with consensus achieved via a proof-of-stake system. In comparison, Ripple is primarily used for the transfer of money across borders, plus it uses a blockchain that relies on participating nodes to achieve consensus. Ripple cannot be mined, as its total supply is dictated by the operators of the blockchain, ensuring only the necessary amount of coins will be made available at a time.

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