I am an old investor who entered the market in 2018. I've experienced two rounds of bull and bear markets. Although I haven't made a lot of money, managing to survive until 2025 gives me some insights. There are seven major players in the crypto space: exchanges, market makers, whales, project teams, VCs, retail investors... Retail resources are limited. How to improve skills, choose the right track, and survive in a bear market to enjoy the bull market dividends? Here are four survival strategies for retail investors that I've summarized, packed with useful information, and feel free to add more!

1. Stablecoin wealth management: Cash flow is essential ✨

The primary task in a bear market is to survive. Stable cash flow allows you to worry less and even save money for DCA into Bitcoin.

1: CEX flexible wealth management

Platform: #BİNANCE OKX#bybit #Bitget Mainstream top exchanges.
APY: 1%-15% floating, small funds have subsidies.
Tips: Diversify risk across multiple platforms, operate with multiple accounts, simple but low returns.

2: On-chain wealth management ✨

Project: @Ethena_Labs s Morpho@Pendle To decentralized protocols.
APY: 10%-20%, larger TVL and longer-running ones are more reliable.
Tips: High returns, but you need to understand on-chain security and beware of hacker risks.

Recommended to follow: Benmo Community 3D

2. Yield farming: Exchange time for tokens, bet on major projects 🐈

From #Fcoin, #ENS to #Arbitrum I have earned quite a bit of yield, although it's said that studios and scripts are powerful now, retail investors still have opportunities to obtain free tokens.

1: Interaction types ✨

Examples: ARB, MOVE, W

Method: Account isolation to prevent witch attacks 🧙🏻‍♀️, persist in long-term interactions, hitting a 10x isn't a dream.

2: Staking yield farming ✨

Examples: Blast, Manta, ENA

Method: Pledge assets with semicolons to amplify returns, but be careful of projects running away or wallets getting hacked.

Recommended to follow: He Bi, Feng Mi, Shax also does yield farming.

3. Arbitrage: Low-risk earning, turning small money into big money 💰

Crypto market arbitrage has been around for a long time. The earliest was SBF, who continuously moved bricks between different country exchanges to earn his first bucket of gold. Many arbitrage players in the last round enjoyed returns that were no less than those from trading coins. In the early days, the arbitrage space was large, and there were few participants. Of course, now arbitrage and yield farming have both shrunk, but it still remains a stable way to earn.

1: Funding rate arbitrage ✨

Method: Like Ethena, spot + short hedge to earn daily fees.

Returns: Self-operation is higher than the platform, leverage can be used reasonably.

2: CEX/DEX arbitrage ✨

Method: When there is a significant price difference between DEX and CEX, buy spot while hedging to lock in profits.

Returns: Based on real-time dynamics.

3: Option arbitrage ✨

Method: Covered call options, earn premiums with no risk, suitable for crypto holders.

Returns: No risk increases crypto holdings.

Recommended to follow: The arbitrage-loving Zha Mo Mo, Han Ba Long Wang, Arbitrage Old Liu, Jeffl_liang

4. Become a KOL: Share experiences, amplify influence 🔍

Whether it's yield farming, arbitrage, or research, specialize in one field, become a KOL through content output, which can bring long-term returns.

Share practical experiences → Build community → Project promotion/rebate/tool monetization! Not only can you make money, but you can also expand resources within the community.

Core: Safety first, returns second 💥💥

Writing this, the content isn't perfect, feel free to add expert insights and suggestions! Lastly, a reminder: risk is proportional to returns; don't put all your eggs in one basket. Actively participating in the industry is the way to go far. (The above is not investment advice, DYOR) 🌕