I have a dream. When I pay off my million-dollar debt, I will buy a motorhome and travel around the world. Because foreign countries are unsafe, dirty, and messy, you can start with the beautiful China. If you have no debt and your crypto assets are worth more than one million, you can actually set off now. Of course, the premise is that you are also someone like me who has the dream of traveling around the world, not someone who wants to use 1 million to make 5 million or even more in the cryptocurrency circle.
1. Hold 100 BNB, less than 500,000
Yes, just hold it, manage it and wait for the airdrop. Our community fund has more than 30 BNBs, and we have airdropped 650U in less than a year (if you convert it into U as soon as an airdrop occurs, there should be about 1000-1500U). If you have 100 BNBs, that would be about 4500U. In a year, you should have 6000U, which is almost enough to fill up your RV with gas and pay tolls.
My data is not very precise. If there were accurate statistics, they would probably be higher than my calculations, because we have sold part of it, and now is the time when it is at the bottom.

2. Hold BTC, ETH, or SOL (500,000), and then borrow 50% of EOS from Ouyi.
If BTC is not considered, choosing SOL as a high-yield staking asset might be a better option, referring to the current price. Of course, if considering the long term and sacrificing short-term gains, BTC is always the best choice. For those who want a middle ground, ETH is a decent choice, although the APY is only 2.3%-5%. You can also combine positions; SOL's APY is around 6-8%, which gives you an annual return of 5,000-6,000 USDT.
The SOL you stake can be used as collateral to borrow EOS while earning yields. The interest rate is between 1%-3%, and you can borrow around 55,000 EOS. Then, staking it on the mainnet can yield 20-30% APY, which is around 1,200 EOS monthly. Based on the current low price, that translates to about 700 USDT in monthly earnings. I know many people, especially experienced investors, have strong prejudices against EOS, but that doesn't prevent you from earning this 20%+ currency-based yield with low risk.
I don't know how much it costs for you to travel the world in an RV, but I think it should be sufficient for me. If there is a more spectacular bull market, our budget will be more ample. When you are not tied down by a fixed job, you will find that you can do more meaningful or income-generating things, but of course, this is something everyone has to seek for themselves. For example, I am currently in this situation, a freelance writer and an off-exchange mover of USDT.
I don't know if what I write is useful for ordinary people, but this is a thought from an independent perspective, and it can also help avoid the anxiety of market fluctuations. Of course, in terms of staking and borrowing, although my staking ratio is 50%, I must say there are still risks involved. For newcomers who have not tried this, it's best to first understand the staking and borrowing process clearly. It's better to start with a 1 USDT margin call so that you can truly understand what risk management is.
Alright, I'm going to have a meal now, let's stop here! Friends who can keep up, please follow me so we can chat again next time!