MARTIAL-LFE
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What if banks adopted $XRP for international payments? 🤔
1. Massive price increase
• XRP would serve as a liquidity bridge, leading to an explosion in demand.
• Its limited supply (100 billion tokens) could amplify the increase.
• With only 5 to 10% of SWIFT volume ($5 trillion/day), XRP could reach €50 to €500.
2. Reduction in costs and delays
• SWIFT takes 1 to 5 days with high fees, XRP would allow transfers in 3-5 seconds with almost no fees.
• Traditional banks would have to adapt or disappear.
3. Risk of centralization
• Ripple could become too influential, prompting governments to regulate or block XRP.
4. Impact on the crypto market
• Massive banking adoption would trigger a bull run and strengthen institutional adoption.
5. Competition with CBDCs
• Central banks are developing their own digital currencies.
• XRP could be an intermediary between these CBDCs, reinforcing its strategic role.
Conclusion: If XRP becomes a banking standard, its price could soar. But everything depends on the adoption, regulations and competition of CBDCs.
What do you think of this scenario?
1. Massive price increase
• XRP would serve as a liquidity bridge, leading to an explosion in demand.
• Its limited supply (100 billion tokens) could amplify the increase.
• With only 5 to 10% of SWIFT volume ($5 trillion/day), XRP could reach €50 to €500.
2. Reduction in costs and delays
• SWIFT takes 1 to 5 days with high fees, XRP would allow transfers in 3-5 seconds with almost no fees.
• Traditional banks would have to adapt or disappear.
3. Risk of centralization
• Ripple could become too influential, prompting governments to regulate or block XRP.
4. Impact on the crypto market
• Massive banking adoption would trigger a bull run and strengthen institutional adoption.
5. Competition with CBDCs
• Central banks are developing their own digital currencies.
• XRP could be an intermediary between these CBDCs, reinforcing its strategic role.
Conclusion: If XRP becomes a banking standard, its price could soar. But everything depends on the adoption, regulations and competition of CBDCs.
What do you think of this scenario?
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
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