The BNB chain is becoming active, even the fixed interest of 58500582539 has increased, although it is still only 0.35%. I remember back in the day when DeFi was booming, fixed interest rates were several points higher, but it gradually declined as the hype faded.
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Many people are complaining about the drop in interest rates, but in fact, the interest on these fixed deposits is not fixed; it depends on the on-chain income. Recently, $EOS offered very high interest rates to encourage people to deposit, but soon after, the rates dropped, causing many to fall into a trap. Luckily, I redeemed early.
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Fixed deposits can be redeemed early. When depositing, you can split the amounts into different batches. In case you need to redeem early and don't want to redeem everything at once, you can redeem in parts. The only loss would be the interest earned, with no penalties.
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I hope the BNB ecosystem picks up, so that we can truly enjoy multiple benefits from one source. #