š³ Credit card debt just hit $1.2 trillion. People spending money they donāt have, convinced the bill will never come due. The system turned borrowing into a way of life.
Crypto isnāt free from lending, but thereās a difference: no banks handing out cash they donāt actually have. You borrow against whatās yoursāno magic money, no endless debt cycles. Real financial freedom is about having the choice to walk away from them.
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