As of 2025, over 300 financial institutions in 40+ countries have adopted Ripple’s $XRP for cross-border payments, including major players like Santander, Bank of America, and Standard Chartered.
This widespread adoption demonstrates XRP’s effectiveness in delivering fast, low-cost, and secure international transactions.
With global banks already using Ripple’s blockchain technology, XRP is solidifying its place as a key player in the future of digital payments, making it a compelling choice for both investors and financial institutions looking to stay ahead in the evolving payments landscape.