Why can't many families save money?

First, the family foundation is thin. One person earns money to support several family members, pay the mortgage, and there are expenses for daily needs, children's costs, etc., which all require spending.

Second, there is a lack of support from elders. Some elderly people retire at 50 to enjoy life, believing that helping their children is a favor, and not helping is their duty. This can also lead to weakened family ties. Moreover, if the elders did not provide support when they were young, the children may also struggle to provide for them in old age.

For an ordinary family to live well, it requires the joint efforts of several generations. The grandparents must establish a foothold in the countryside for the parents to enter the county town. Once the parents are stable, the children can move to the provincial capital. If the children establish themselves in the provincial capital, the grandchildren will have the opportunity to go to first-tier cities. Once the grandchildren are grounded, the next generation can strive for even greater goals.

The good development of a family is a continuous accumulation. A thriving family relies on the efforts of several generations; it is not a solitary struggle. At least three generations must work hard, and each generation should do their best to uplift the next generation to a higher level.