$XRP XRP (Ripple) is a well-established cryptocurrency that focuses on the cross-border payment sector. With its efficient transaction speed and low costs, it has established partnerships with multiple financial institutions. However, the biggest challenge faced by XRP is the lawsuit from the U.S. SEC, which has put long-term pressure on its price and market confidence. If the lawsuit results are favorable, XRP may see a rebound; conversely, risks remain. In the short term, XRP's performance is closely related to legal developments, and investors need to closely monitor related updates and cautiously assess risks.