Loss is your rare experience; with experience, you will incur even greater losses next time.

Today I went bankrupt, at 30 I have 1 million in debt|||When I went bankrupt this morning, I was in a daze. My mom was next to me wearing reading glasses, asking me how to use this group purchase. I was more patient than usual, but sadly told her: I'm sorry, Mom, I was wrong. It’s my own fault. It’s my gambler's mentality. It’s my unwillingness to endure hardship and strive. I had thought of my resignation letter, fantasizing about getting on shore at once; I wanted to go skiing, travel, and do what I wanted to do. But I didn't expect that in just a few hours, I would lose nearly 700,000. Adding the previous losses, I am now in debt of 1 million. When a person reaches the depths of despair, they surprisingly feel calm. Or perhaps it’s a kind of numbness. A month ago, I was reading 'The Psychology of Money', which told me that black swans will always exist, and I should always respect the market. I meticulously wrote it down, telling myself to quit contracts. It asked me, are you willing to use what you already have as chips to exchange for what you don't need? I was unwilling. My original life was clearly very happy. But desire is a monster that grows bigger the more you feed it; at first, it was just a double contract, and after tasting the sweetness, it gradually increased the multiples. I thought a double contract was already calm enough. I bet my future 10 years of chips. After sorting out my current situation, I have about 1 million in bank consumer loans, about 800,000 in mortgage loans, and about 200,000 in other debts. I have a relatively stable job with an annual income of about 200,000, and five hours of spare time every day. I thought about starting a new side business, still wanting to stay fit, eat well, and sleep well like before. Where should I start? I don’t know. I have a CPA certificate, a certain writing ability, and communication skills. I am willing to work hard. What should the next step be? It can't get any worse. I gently tell myself. I have nothing to lose. I have lost both the moon and sixpence. Can I see it as a gift of life? Can it give me a chance to start over? What should I do?