Some analysts project $XRP at 27 USD, if you are new to this world, be careful of such news, I'm not saying it can't happen, but understand that it won't happen overnight, first learn what is behind each currency, understand what Market Cap is, look for information, personally I believe that XRP just made a strong rise, it’s normal for it to drop and it can rise again but it won't reach 27 USD in a short time.
Think a little about this, cryptocurrencies don't make money appear out of nowhere, the money you have in profits is because more people trusted that project in winter, the money you lose because a coin went to the underworld is what others had in profits when they sold and so on...
Personally, I have and trust that XRP will rise, but my thinking leans more towards 5-7 USD (being ambitious), don't buy with the belief of getting rich overnight.
Greetings from Colombia!!!