$XRP XRP, the native cryptocurrency of the Ripple network, was designed for fast, low-cost cross-border payments. Unlike Bitcoin, which relies on mining, XRP uses a consensus protocol, making transactions more energy-efficient. It's been adopted by several financial institutions and remittance companies, positioning it as a potential game-changer for global finance. However, its journey hasn’t been without controversy, particularly around its legal battle with the SEC. Despite this, XRP remains a top contender in the crypto space, with a focus on real-world use cases and enterprise-level adoption.