As of January 2025, XRP, the cryptocurrency developed by Ripple, has experienced significant movements in its value and development. Currently, the price of XRP is $3.11, with a variation of 0.00323% compared to the previous close.

In November 2024, the American manager WisdomTree launched the WisdomTree Physical XRP ETP on several European exchanges, including Deutsche Börse Xetra, the Swiss stock exchange SIX, and Euronext in Paris and Amsterdam. This product offers investors a way to gain exposure to XRP with a management fee ratio of 0.50%, positioning it as the lowest-cost ETP in Europe for this asset.

In the regulatory field, Donald Trump's victory in the 2024 presidential elections generated expectations of a more favorable environment for cryptocurrencies. The new administration is expected to reduce regulatory pressure on Ripple, especially with the possible appointment of Paul Atkins, known for his proactive stance on digital assets, as chair of the SEC.

Additionally, Ripple obtained regulatory approval from the New York Department of Financial Services for its stablecoin RLUSD in December 2024. This development could strengthen XRP's position in the market and expand its adoption in remittance and settlement services.

Projections for XRP in 2025 vary. Some analysts foresee that its value could range between $5 and $7, driven by Ripple's advancements and reduced regulatory pressure. However, these estimates are subject to market evolution and the adoption of Ripple's solutions.

In summary, XRP has shown notable growth in recent months, supported by favorable regulatory and market developments. Nevertheless, as with any digital asset, it is essential for investors to stay informed and consider the associated risks.