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Most people fail in the third stage because they do not make a lot of money in it, and after the age of 50, it becomes very difficult to earn money. The risk in the entrepreneurial phase is extremely high, and finding a job is almost impossible, especially high-paying ones with limited options. I was fortunate to start achieving a net saving of over ten million at the age of 36 two years ago, and I reached a small peak in Q1 of the following year. However, reaching this point took a decade since I first earned a million in my twenties, which can be described as a decade of honing a sword. Interestingly, my three birth years were all very auspicious. In the first birth year, I ranked first in my grade and advanced to junior high. In the second birth year, I found early success by joining a publicly listed company. The third birth year brought me significant gains through investments in cryptocurrencies and gold, allowing me to permanently say goodbye to the workplace and work for myself from then on. Rather than calling myself lucky, it’s more accurate to say that I endured loneliness at crucial moments, which helped me preserve my prosperity.

People plan things, but success is determined by fate. I believe that how much money one can earn in a lifetime is entirely up to destiny and depends on one's fate. Earning wealth also requires the ability to maintain it. Earning this year may lead to losses next year, or it may grow again; each person has their own fate.

In the first two years after leaving school at 21, I often felt lost, not knowing what I wanted to do or what I should do, but I felt a strong sense of crisis and always wanted to change my situation. Whenever I arrived at a crossroads and didn’t know the direction, I always relied on my subjective awareness to find the way. There are four directions; I had to choose one, and even if I was wrong, it was okay to turn back and choose again. The important thing is that you are willing to walk the path. Don’t be lazy, because if you don’t walk, you will never find the right direction. Walk your own path, do not look back, do not glance around, do not ask for results first; ask about your efforts and what you have contributed. Keep persisting, and only then is it possible to reap the rewards of your life.