$XRP This information is for you who have just parachuted into the world of cryptocurrencies. First, know that the market is above all psychological: 90% buy on impulse and 10% study the token they are going to buy. That is why I am focusing on Tokens linked to the #ISO20022 standard, which will be the financial standard for the coming months. So whoever buys $XLM $HBAR among other tokens linked to the new standard will have many years of joy.