$XRP

XRP is a digital currency created by Ripple Labs, designed to facilitate fast, low-cost cross-border payments. It operates on the XRP Ledger, a decentralized blockchain that enables instant transactions between parties. XRP is often used by financial institutions as a bridge currency to enable liquidity in global payments, and it aims to solve issues such as high fees and slow transaction speeds seen with traditional banking systems. Unlike Bitcoin or Ethereum, XRP is not mined; instead, it was pre-mined, with a finite supply of 100 billion tokens.