Today we analyze why the price of XRP remains high?

Where is the high point?

What news should we pay attention to in the future?

If XRP can really replace SWIFT and become the dominant solution for international remittances, its price potential will be shocking. Briefly summarize the following points:

1. **Market Size and Potential**

SWIFT processes US$5 trillion every day and has an annual transaction volume of US$1.25 trillion. Even if XRP only accounts for 5%-10% of it, market demand will increase significantly and prices will naturally rise. According to optimistic estimates, the market value of XRP may reach 10 trillion US dollars, and the unit price may even exceed 100 US dollars. If SWIFT is completely replaced, the price could theoretically reach $1,000.

2. **Technical Advantages**

XRP is more attractive than traditional payment methods based on its advantages of fast speed, low fees and scalability. Its underlying technology, XRPL, and on-demand liquidity (ODL) services can provide more efficient solutions for global payments.

3. **ETF is approved and expected to be supported**

The president of Ripple recently stated that the XRP spot ETF is expected to be approved "soon", which will significantly increase institutional investors' trust and demand for XRP and add another boost to price increases. Once approved, XRP will usher in more capital inflows, providing strong support for its global payment layout.

4. **Obstacles and Challenges**

- **Regulatory issues**: The SEC lawsuit currently facing XRP in the United States is the biggest constraint. Once the problem is resolved, trust will be greatly improved.

- **Wide Adoption**: To match SWIFT’s massive network, XRP needs to win the trust of over 11,000 financial institutions.

- **Stability and Scalability**: Financial institutions have extremely high requirements for stability and reliability when choosing global payment solutions.

5. **Summary and Prospects**

The technical potential of XRP is undoubtedly strong, and coupled with the potential benefits of ETF approval, market confidence is expected to further increase. However, to truly replace SWIFT, issues such as supervision, adoption rate and stability need to be solved. If these challenges are overcome, XRP may usher in explosive growth in the field of cross-border payments and become the core of global payments in the future. In the short term, regulatory progress and ETF dynamics will be key points of market concern. #XRP $XRP