The vision of DeFi (decentralized finance) is to tokenize assets so that they can be freely traded in the global open market. This goal is achieved thanks to DeFi's flexible architecture, which is like Lego blocks. Through different combinations of smart contracts, a wide variety of financial functions can be built, such as lending, decentralized exchanges, collateral monitoring, etc.
In the field of lending, taking MakerDAO as an example, users can pledge their assets through smart contracts and obtain stablecoin Dai. This dual-currency model not only improves the liquidity of assets, but also provides users with stable financial tools. In addition, DeFi platforms such as Compound provide automated mortgage services, using smart contracts to achieve efficient lending operations, greatly improving the efficiency of financial transactions.
It is crucial to distinguish between decentralized and centralized projects. The open-source address of decentralized projects must be public and must operate on a specific public blockchain to ensure synchronization between funds and DAPP (Decentralized Application). Verifying the authenticity of the open-source address is a key indicator in determining whether a project is decentralized.
When evaluating DeFi projects, there are several core indicators worth paying attention to. TVL (Total Value Locked) refers to the total value of funds locked in a DeFi protocol and is an important standard for measuring liquidity pools. The P/S ratio (Price-to-Sales ratio) is calculated by dividing market capitalization by revenue, helping to assess whether the value of the DeFi protocol is underestimated. The supply situation of trading platform tokens should also be tracked to understand market demand and supply pressure on the tokens.
Users participating in DeFi projects can earn returns through various methods, such as mining and validating transactions. For example, participants in Pi coin receive rewards through collective contributions and mining. DeFi projects offer a wealth of participation avenues, including investing in cryptocurrencies, mining, and participating in decentralized exchanges. The Filecoin platform provides mining services, allowing users to mine FIL tokens through mining machines and enjoy stable and long-term growth in returns.
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However, the DeFi field also comes with risks and challenges. Investors need to think calmly and avoid blind investments and speculation. Since DeFi involves a high level of specialized technology and experience, users need to maintain a deep understanding of market trends and policy changes. Compared to traditional financial systems, DeFi has differences in terms of security and reliability, and users need to carefully assess and weigh risks against returns.#币安Alpha上新 $SOL