Below I share an investment plan with a moderate/bold profile.

Investment Plan

Objective: Create a detailed plan on how to make recurring contributions, diversifying into fixed income and variable income assets. This planning aims to guide the movements that will be made over time, balancing the allocation of money, depending on the market moment.

Assets: 

Fixed Income: 20% of the capital will be allocated to Treasury Direct bonds, aiming at a safer accumulation of capital.

Daily Liquidity Fund: 30% will be allocated to Stable Coins or CDIs with daily liquidity, aiming to take advantage of moments of decline in the stock and cryptocurrency market.

Stocks: 20% of the capital will be allocated to stocks, aiming at the accumulation of securities to receive dividends.

Cryptocurrencies: 30% will be allocated to cryptos, aiming at greater returns on income.

Contributions:

Contributions will be made monthly, with 50% of fixed income being made at once and the other 50% throughout the month in an attempt to purchase variable income assets at a discount.

Reallocation:

Portfolio redistribution will follow market cycles, being rebalanced weekly or whenever one area of ​​investments exceeds 20% in relation to another. Note: this will still be better defined in practice.

Stocks: Allocate 90% of the capital destined for this area in blue chip stocks, directing 10% to small caps.

Cryptocurrencies: Allocate 40% of the capital in Bitcoin ($BTC ), 15% in Ethereum ($ETH ), 15% in Solana ($SOL ), 10% in BNB, 20% in other Altcoins.

I want to make it clear that this is just an example that can be followed; each person must make the necessary adjustments to their profile, changing their exposure to risky assets.

I am available for any type of clarification.

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