Solana ($XRP ) faces challenges as it strives to establish itself as a dominant player in cross-border payments through its RippleNet network, designed to replace the #SWIFT system. While RippleNet offers fast, cost-effective solutions by using XRP as a bridge currency for liquidity, the demand for $XRP itself remains speculative. Despite Ripple’s growing network adoption, banks don’t need to hoard XRP to use the system, meaning widespread usage doesn’t directly drive the token’s price. Additionally, Ripple’s significant escrow holdings and the ongoing legal uncertainties surrounding XRP add further risk to its long-term price growth. For traders, $XRP
's price is more influenced by speculation, market hype, and regulatory news rather than its utility. Be cautious when trading, as significant volatility and an unpredictable regulatory environment could lead to short-term price swings, but lack of real, sustained demand for XRP could limit long-term gains.