The situation of frozen cards in the country is becoming more serious. Everyone says, 'Make money in the crypto circle and spend it in the crypto circle, but we all want to bring it home.' I will teach you how to safely bring your money home! It is recommended to choose the last few methods.

💼 Exchange C2C Withdrawal

Choose reputable exchanges (like Binance) to exchange USDT for USD or RMB, then withdraw to your bank account.

📋 Process: Recharge USDT -> Sell and convert to fiat currency -> Withdraw to bank account. Different exchanges have different minimum limits, please check in advance.

Advantages: 0 threshold, easy operation, and low loss.

Disadvantages: Since transactions are directly with end users, the risk of card freezing is higher. Even selecting merchants with Binance 'Shield' rating cannot guarantee 100% safety. Trying to save money can lead to losses; selecting sellers with lower purchase rates may be relatively reliable but results in loss of exchange rate.

🤝 P2P Trading

Trade directly with users through P2P platforms (like Binance P2P), convert to local currency, and the platform provides third-party guarantees to reduce risk.

✅ Tip: Choose trustworthy buyers. If it's a cash transaction, it is recommended to meet in public places and bring a friend for safety.

🏦 OTC Over-the-Counter Trading

Over-the-counter platforms suitable for large exchanges (like Binance OTC) have lower fees, usually requiring an agreement to ensure safety and compliance.

📋 Process: Schedule a transaction on the OTC platform -> Confirm remittance terms -> Complete bank transfer or fund settlement.

🏧 Cryptocurrency ATM

Some countries support cashing out cryptocurrencies at ATMs; you can use CoinATMRadar to find nearby ATMs.

💡 Tip: ATM fees are usually high (5%-10%), but they offer good privacy and convenience.

💳 Payment Platform

PayPal and Revolut in the US and parts of Europe support converting cryptocurrencies to fiat and withdrawing to bank accounts.

Operation Method: Withdraw to an exchange that supports fiat currency, convert USDT directly to fiat currency, and then transfer it directly to your overseas bank account. You can also use Alipay's lightning payment feature to transfer directly to your balance.

Advantages: Fund security

Disadvantages: Complicated operation, average loss. Since it involves overseas KYC and bank account applications, ensure to use a passport for the entire KYC process. Fees are average; try to use local transfer methods like SEPA or FPS; SWIFT fees start from dozens of dollars per transaction.

📍 Tip: Please confirm if this feature is supported in your area.

💵 Cash Transaction

Only applicable among trusted acquaintances. Always choose safe public places for transactions and preferably have a third-party guarantee.

🔎 Tips

Tax Declaration: Some countries have tax requirements for cashing out cryptocurrencies; it is advisable to understand these in advance.

Safety First: Avoid unregulated channels to prevent scams or high fees.

By following these suggestions, you can effectively ensure the safety and compliance of cashing out USDT, protecting your asset security!